Lease verses Buy

Posted on May 22, 2013 by Welch Automotive

Lease? Or buy? It’s always a tough question for residents in the Highlands / Cashiers area. But here are a few ideas that’ll make the choice more clear.

Either option gives you a choice of how you might finance your car. If you buy, you’ll pay the full cost of the car, with maybe an initial down payment, then monthly payments on the balance that pays down the loan principal, and the finance charge.

If you lease, you’re financing the portion of the cost of the car that’s used up during the term of the lease. When the lease is up, you return the car to your local Highlands / Cashiers area dealership. You’ll pay some money upfront; fees, security deposit, first month’s payment and maybe a capital reduction. The month payments include a depreciation cost and a finance charge.

So how do you decide?

First, how big a down payment can you make? A lease would require a smaller down.

How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.

A lease needs you to have better credit, so that’s a factor.

How long will you keep the car? If you tend to keep your cars around for a while, buying is cheaper. But just two or three years? Then leasing is the way to go.

Welch Automotive
1108 Depot St.
Franklin, North Carolina 28734
828.524.3117

If your car might suffer a ding or two, like, say a work truck would, then buying’s better. The leasing company will want their merchandise back at the lease end in tip top shape, and if repairs are needed, you’ll pay.

How many miles do you drive in and around the Highlands / Cashiers area? Important to consider because leases have a mileage limit, and if you go over, you pay a hefty charge per mile when the lease is up. So high mileage means a buy.

Will the car be used for business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.

Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing is always costs more.

Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment, rather than price. So sometimes leasers may pay on a higher purchase price than a buyer would.

Here is a tip: If a salesman asks if you’ll be leasing or buying, say you’re not sure yet. Make your best deal, then look at financing options.

Here’s another: With a buy or a lease, if you total the car, you’ll owe the full amount of the loan, or the balance of the lease payments, and usually, it’s less than the car’s fair market value – and that’s all your insurance company will pay. But ask your agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.

Remember, you have to return your leased vehicle in excellent condition, and may need to do all manufacturer’s recommended service and maintenance, or face penalties. So see your local Highlands / Cashiers service center on a regular basis, get the required work done and save the service records. It’s well worth it.

Timing Belt Replacement in Franklin

Posted on May 14, 2013 by Welch Automotive

Today we want to talk about timing belts. They’re something that many Franklin drivers don’t know much about and yet your vehicle won’t run if it’s broken – and it could cause many thousands of dollars damage if it does break. A broken timing belt is usually a tale of woe. Even though timing belt replacement is scheduled in the owner’s manual, it’s not the kind of thing that most Franklin car owners remember because it’s not well understood.

Let’s review what a timing belt does. As you know, the engine’s power is generated in the cylinders. A piston rides up and down in the cylinder. During the first down stroke, an intake valve at the top of the cylinder opens and air and fuel is drawn into the cylinder. Then the piston returns to the top, compressing the fuel and air mix. At the top, the spark plug fires, igniting the fuel pushing the piston down in the power stroke. As the piston once again returns up in the final stroke of the cycle, an exhaust valve opens at the top of the cylinder and the exhaust is pushed out. The timing belt is what coordinates the opening and closing of the intake and exhaust valves. It’s called a timing belt because the valves have to open and close at just the right time.

Now, not all Highlands / Cashiers and Sylva vehicles have timing belts. Some have timing chains. Like the name implies, they use a chain rather than a belt to perform the function. It used to be that most engines used timing chains, which are extremely durable. Manufacturers started using belts rather than chains to save money in the manufacturing process. So now we’re left with a component that can break. They sort of shifted the problem to us. There are two broad categories of engine design: interference and non-interference. If the timing belt on a non-interference engine breaks, the engine simply stops running. That could be very dangerous depending on where you are at the time, but it causes no internal engine damage.

Interference engines, on the other hand, will get real messed up when the timing belt breaks, because the valves will actually fall down into the path of the pistons. Things get chewed up when that happens and it’ll cost thousands to repair the engine.

So, what are the warning signs? Unfortunately, there really aren’t any. There aren’t tell-tale sounds. In some vehicles, a technician from Welch Automotive may be able to see part of the belt for a visual inspection, but many have a cover that’s in the way. The reality is that if the belt slips even one notch, it might as well be broken for all the damage it’ll cause. There’s no middle ground.

So how can we avoid these problems? Simply replace the timing belt when your owner’s manual calls for it. It can be 60,000 miles; it might be 90,000 or 100,000 miles. The point is, if you have 60,000 or more miles, ask your Welch Automotive service advisor right away if your manufacturer requires a timing belt replacement.

Contact Welch Automotive to learn more about your car’s Timing Belt
You can find us at:
1108 Depot St.
Franklin, North Carolina 28734
Or call us at 828.524.3117

Sometimes you can go quite a while without a failure, but we’ve seen them happen within a couple of oil changes of being due. It’s not worth the risk.

What does it cost to replace a timing belt in Sylva or Otto? Well, that really depends on what kind of car you have. I can tell you that it’s usually not very easy to get to the timing belt – you often have to remove some accessories to get at it. It isn’t a cheap procedure, but it’s a fraction of what it could cost to repair the damage caused by a failure.

At Welch Automotive we’re all about trying to prevent costly repairs, keeping you and your passengers safe and increasing your driving enjoyment. Thanks to AutoNetTV for their great auto video tips.

Franklin Air Conditioning Service

Posted on May 8, 2013 by Welch Automotive

Working up a sweat is a great thing to do in a gym around Franklin, but not in your car. When your car’s AC System has a problem, you’ll often feel it right away. The question is, how long do you put up with it? You know, the old comfort versus cost dilemma. But a more comfortable drive around Franklin has a lot of benefits, and keeping the AC System well maintained can help prevent expensive repairs.

A common cause for AC failure is water and air in the system. The system does not work as well with air in it. And water can cause rust that leads to damage of the A/C components. Also refrigerant, the stuff that makes the air cold, can leak out, reducing the efficiency of the system, making it work harder to try to cool the air. That is why periodically evacuating the air conditioning system and recharging it keeps the proper amount of clean refrigerant in the system so it cools better and lasts longer.

You should also run the air conditioner regularly, even in the winter, so that it lubricates itself and keeps the seals from drying out. The seals can crack and that leads to leaks. Your owner’s manual will have recommendations for how often to service your air conditioner. Some service centers also have this information as part of their computer databases. Your service advisor at Welch Automotive can give you more information.

Welch Automotive
1108 Depot St.
Franklin, North Carolina 28734
828.524.3117

Of course, if your AC currently isn’t working right, then now is the time to get it checked. Many service centers such as Welch Automotive can inspect and test your air conditioning and offer evacuation and recharge services. This goes a long way to avoiding having to bring your air conditioner in for major repairs.

Recent environmental laws have stopped the manufacture of Freon, a refrigerant that was common in cars made before 1993. There is a very limited supply of Freon so the price is very steep. It may not be worth its weight in gold, but it probably is worth its weight in silver. If you have an older vehicle that uses Freon, you may want to consider having it retrofitted to use the new EPA-approved R134a refrigerant. It will pay for itself in the long run.

Emergency Items For Your truck

Posted on April 30, 2013 by Welch Automotive

Local Franklin roadside emergencies can range from a flat tire downtown to being stranded in a snowy ravine for three days. So you may want to consider a basic emergency kit to keep in the car at all times and a travel kit tailored to a specific trip.

Your close-to-home kit for around Franklin would have some basic items to work on your car: everything you need to change a tire, gloves, a couple quarts of oil, some antifreeze and water. A can of tire inflator is a great temporary fix for minor flats. You’ll also want jumper cables or a booster box, flares, a flashlight and some basic hand tools.

Now for your comfort and safety: a first aid kit, drinkable water, high calorie food (like energy bars), blankets, toilet paper, cell phone, towel, hat and boots. Keep some change for a pay phone, emergency cash and a credit card.

People who live in areas with frequent severe weather or earthquakes may want to carry provisions for longer emergencies.

For trips away from home, consider the weather and geography as you assemble your emergency supplies. You’ll need to have a source of light and heat and will want to provide protection against the elements as well as adequate food and water for everyone in the car.

Always tell people where you are going and have a plan for checking in at waypoints. Then if you run into trouble, you can be reported missing as soon as possible and rescuers will be able to narrow the search area.

The key to safe travel is to keep your vehicle properly maintained, plan ahead, and let others know your itinerary.

Fuel Saving Tip: Tire Pressure Saves Fuel In Highlands / Cashiers

Posted on April 23, 2013 by Welch Automotive

Under-inflated tires waste gas for lots of folks in the Highlands / Cashiers area. Think how hard it is to walk in sand – you just have to work harder because of the resistance. When your tires don’t have enough air in them, their rolling resistance is dramatically increased and it simply takes more gas to get from Franklin to Highlands / Cashiers.

Always check your tire pressure when you gas up at one of our local Highlands / Cashiers service stations. If they’re low – even just a little bit – bring them up to proper pressure. There’s a sticker on the inside of your driver’s door that gives the manufacturer’s recommended tire pressure.

And don’t rely on your tire pressure monitoring system to alert you to when you need more air. The TPMS system is set to warn you when pressure drops twenty percent below recommendations. That’s severely under inflated and you needed more air a long time ago. And if you have a slow leak – get it fixed right away at Welch Automotive.

Get some air and save some gas.

Selecting New Tires and Wheels

Posted on April 16, 2013 by Welch Automotive

Some of us just love tires. All those little rubber hairs on new tires and the smell is wonderful. We live in a great time for tires. No matter how you drive, where you want to go or the look you’re after; there is a tire for you.

The same is true about wheels. The hardest part is choosing from the thousands of wheels available.

We may not be able to help with that, but we can help you get some things in mind before you consult with your Franklin tire professional. Let’s start with function and think about how you drive.

For example, maybe you have a large SUV but you don’t drive off-road, so an off-road tread isn’t important. Also, because you are not out bouncing over rocks in the North Carolina backcountry, you don’t need a high profile tire to protect your rims. So that means you can probably go with the low-wide look.

If you have a winter season with rain and snow or if you find you need better ice and snow performance, they make great, high-performance snow tires that won’t make it look like you are driving a tractor.

There really are a lot of options for any given vehicle. You will find it very helpful to have a discussion like this with your Franklin tire pro when you need new tires. You can find the best solutions for your driving needs and to make improvements in ride or handling.

Picking a wheel that is the same size as what you are now running is pretty simple. But, it gets trickier if you want to upsize. Just get some help when you go bigger. All that tire and wheel still needs to fit in the available space. You do not want your tires to rub when you turn or hit a bump. You also need to make sure your brakes and suspension bits will fit with your wheel of choice. It doesn’t matter how great your car looks if it’s not drivable.

Taller, wider wheels and tires probably weigh more than your stock shoes. And it’s “unsprung” weight – that has a big impact on brake performance. The upsized shoes increase rotational inertia – if you go too big you may need to upgrade your brakes to compensate.

Another possible problem is an inaccurate speedometer. This happens because the number of rotations can change with the new wheels. Fortunately, speedometers and odometers are all controlled by the engine computer; so it is simple to get it reprogrammed and compensate for the bigger tires.

No matter what you are after: low cost, long life, high performance, traction or stunning good looks, your wheel and tire professional at Welch Automotive in Franklin, North Carolina can help you identify your needs and give you a custom fit. With all the options available, you don’t have to compromise. There is a tire out there with your name on it!

What Is A Differential And Do You Have One?

Posted on April 9, 2013 by Welch Automotive

With front-wheel drive being so common these days in Franklin, North Carolina, the differential is just taken care of during a transmission service, so most folks in Franklin, North Carolina don’t even have to think about it. And rear-wheel drive differentials don’t need to be serviced for years, so it’s understandable that it’s not something on the top of mind for our Franklin customers. So it’s not uncommon for people to not know they have a differential let alone know that it needs service.

Call Welch Automotive at 828.524.3117 for information about differential service, or stop by our Franklin, North Carolina auto center at 1108 Depot St. 28734.

To better understand what a differential does, think about our local Franklin high school track. There are lanes marked off on the track. For the longer distance races, the starting lines are staggered. The starting lines for the outside lanes are ahead of the starting lines for the inside lanes. That’s to compensate for the longer length of the outside lanes. Staggering the starting lines means that each runner has the same distance to run.

The differential compensates for the difference in speeds between the inside wheel and the outside wheel in a turn, because they have to travel together through slightly different distances.

It’s a very important function. When you think of it, all the power to get a vehicle moving goes through the differential. Most cars in the Franklin, North Carolina area weigh between three and six thousand pounds – trucks even more. The power from the engine goes through the transmission and then through the differential to the drive wheels.

That’s a lot of work and requires very heavy duty parts. And those parts need protection. The differential fluid lubricates the gears in the differential and keeps them cool.

The fluid eventually gets dirty and worn down. Some kinds of differentials require special additives that breakdown over time. So manufacturers recommend intervals for replacing your differential fluid.

Your Franklin, North Carolina technician at Welch Automotive will drain the used fluid and check it out for metal bits, which could be a sign of excessive wear on the gears. Then he’ll replace the fluid and install the additives if necessary.

Your Welch Automotive service advisor can look up the manufacturer’s recommended service interval or you can check your owner’s manual. Give us a call at 828.524.3117 for more information about your differential service.

Are Modern Vehicles Maintenance Free?

Posted on April 3, 2013 by Welch Automotive

In our auto video today we’ll be talking with Alan Peterson about myths surrounding automotive maintenance. You can lump these myths into the statement that “modern cars are so reliable, they are virtually maintenance free”.

Any good myth has some elements of truth. No offense to Franklin Bigfoot fans, but this maintenance-free myth has more evidence than most. If we look at some isolated areas of auto maintenance, we could conclude that maintenance isn’t so important. But other areas would just as easily lead you to believe that maintenance is more important than ever.

Here are some examples for our friends in Franklin.

Some cars in Franklin no longer require chassis lubrication. They’re made with self-lubricating materials and have sealed joints. There’s literally is no way to grease those joints.

-Chalk one up for the myth.

On the other side, some vehicles come with sophisticated variable valve timing. A lot of complicated parts up in the valve train that didn’t even exist not that many years ago. These parts are very vulnerable to oil sludge.

So, skipping an oil change here and there could lead to very expensive damage.

-A point to maintenance.

Electronic ignition has eliminated replacing points.

-Myth gets a point.

Fuel injectors on direct injection engines are very expensive to replace so one must be sure to get a fuel system cleaning on schedule.

-Point for maintenance.

I think you get the picture. As automotive technology advances, it eliminates or reduces some maintenance requirements. And maintenance becomes more critical for some items. Most others remain very similar to what they’ve always been.

So the maintenance mindset is still important for car owners in Franklin if we want our vehicles to last a long time. The checklist may change over time, but there’ll always be a check list.

Let me mention a couple of items on modern vehicles that folks need to be aware of. One of the most of the most important is timing belt replacement. Used to be that all engines had timing chains – you know, metal chains. They rarely broke.

It’s cheaper to make engines with timing belts rather than chains, so replacing the timing belt is on most engines’ maintenance list. The money the manufacturer saves by using a belt is more than off-set by what the vehicle owner has to pay to replace the belt. And it’s a drop in the bucket compared to the cost of repairing the damage if the timing belt breaks.

So make sure you know when your timing belt needs to be replaced. You don’t want to miss that. If you have 60,000 miles or more, break out your owner’s manual or ask your Franklin service advisor at Welch Automotive to check on the recommendation right away.

Another is sealed wheel bearing assemblies on some vehicles. As you might have guessed, it’s cheaper to make a sealed unit than one that has access to inspect or service the wheel bearings. The problem is that when the bearings fail, you have to replace the entire unit, not just the bearings. That’ll cost 5 or 6 times as much.

For our friends in Franklin, we hope this has underscored the importance of knowing and following your maintenance schedule. Come in and see us at Welch Automotive. You’ll find us at 1108 Depot St. in Franklin, North Carolina 28734. Just give us a call at 828.524.3117.

Welch Automotive: Good Service And Good Fuel Economy

Posted on March 29, 2013 by Welch Automotive

Most Franklin and Sylva motorists want to save on gas and seek our advice on improving fuel economy. At Welch Automotive, we are frequently asked, however, if it is really worth the extra effort. Just how much money can Sylva motorists actually save?

The US government has a website dedicated to helping us use less fuel. It presents the cost savings in a way Sylva motorists can relate to and is relevant for all vehicles. Let me give you an example: Having your truck engine properly tuned, can save up to 4%. If you’re paying three-fifty for a gallon of gas, you could save fourteen cents a gallon.

In today’s Welch Automotive article, we’re focusing on the things you can do to improve your truck fuel efficiency driving around North Carolina. We’ll tell you the potential savings per gallon of gas at three dollars and fifty cents, and we’ll show a chart that also shows the savings at three and four dollars.

DOLLARS PER GALLON	$3.00	$3.50	$4.00
TUNE UP 4%	.12	.14	.16

The next item is replacing a clogged engine air filter. Your engine needs enough air to burn fuel efficiently for the best fuel economy. A clean air filter means you get plenty of air. The fact that the air’s clean protects your engine. That can save you up to ten percent or thirty-five cents a gallon.

DOLLARS PER GALLON	$3.OO	$3.50	$4.00
AIR FILTER 10%	.30	.35	.40

Fixing a faulty oxygen sensor can improve economy by up to forty percent. That’s a whopping dollar forty in savings per gallon. Bring your car to Welch Automotive and we’ll check your oxygen sensor.

DOLLARS PER GALLON	$3.00	$3.50	$4.00
FAULTY O2 SENSOR 40%	1.20	1.40	1.60

Chances are that if your oxygen sensor is kaput your check engine light will come on. Now, there’s any number of things that could cause your check engine light to come on besides oxygen sensor problems. But if it’s on, get it checked out as soon as you can at Welch Automotive.

Here’s an easy one. Inflate your tires to the recommended pressure. That could save you three percent or eleven cents a gallon. Even a little drop in pressure will bring down your fuel efficiency, so check your tires every week.

DOLLARS PER GALLON	$3.00	$3.50	$4.00
TIRE INFLATION 3%	.09	.11	.12

Your truck manufacturer has recommended a specific weight of motor oil. The recommendation is based on engine design and will give you the best protection. Using a heavier weight could cost one to two percent in reduced fuel efficiency, or up to seven cents a gallon.

DOLLARS PER GALLON	$3.00	$3.50	$4.00
RIGHT GRADE MOTOR OIL 2%	.06	.07	.08

Here’s one that’s free: Take it easy when you drive. Aggressive driving (we’ve all seen this on Sylva roads), rocketing away from stop lights, standing on the brakes, punching it for lane changes – really takes a toll on your fuel efficiency.

Cutting out aggressive driving around Sylva can save five percent or eighteen cents a gallon. Now on the highway it gets really costly: thirty three percent or a buck sixteen a gallon. Think about that – and leave a little earlier.

DOLLARS PER GALLON	$3.00	$3.50	$4.00
DRIVE AGRESSIVELY – MIN. 5%	.15	.18	.20
DRIVE AGGRESSIVELY – MAX. 33$	.99	1.16	1.32

A related item is exceeding the speed limit. For example, if the speed limit is sixty miles per hour an additional five miles will cost seven percent or twenty-five cents a gallon. Fifteen miles per hour will cost you upwards of eighty cents a gallon.

DOLLARS PER GALLON	$3.00	$3.50	$4.00
SPEED LIMIT – MIN. 7%	.21	.25	.28
SPEED LIMIT – MAX. 23%	.69	.81	.92

The last thing we’ll talk about is excess weight. Our trucks tend to accumulate a lot of things and the weight adds up. Clear out the trunk and only haul stuff when you really need it. For every one hundred pounds you can save two percent or seven cents a gallon.

Sorry honey, your brother can’t come with. It’d cost an extra thirty cents a gallon.

TPMS: Tire Pressure Monitoring For Your Franklin Auto

Posted on March 22, 2013 by Welch Automotive

You may know that all 2008 model year and newer cars, mini-vans and light trucks in Franklin come with a tire pressure monitoring system. Many slightly older vehicles around Franklin have these systems as well. A tire pressure monitoring system – called TPMS – consists of sensors on each wheel that measure tire pressure.

If tire pressure drops 25 percent below the manufacturer’s recommended pressure, the sensor sends a signal to a monitoring unit that causes a warning to light up on the dashboard. When you see the warning light, you know it’s time to put some air in your tires.

There are many benefits to driving with properly inflated tires around Franklin. First is cost savings. Running at the correct air pressure improves fuel economy. Driving on under-inflated tires is like driving through sand – it drags down your fuel economy. You’ll also see longer, more even tread wear so your tires’ll last longer.

Another important benefit of properly inflated tires is increased safety. Under-inflated tires become hotter and that heat can actually lead to tire failure – possibly resulting in an accident. Your car and the tires themselves will just perform better and more safely around Franklin with properly inflated tires.

Local Franklin consumer groups, law-makers and vehicle manufacturers advocate TPMS systems hoping that they will save lives, property damage and inconvenience. While you can’t put a value on saving a life, we keep in mind that TPMS systems will carry a cost.

The systems themselves are added into the price of the car. The batteries in the sensors will have to be replaced from time to time. Parts will break and need to be replaced. In colder climates around North Carolina, ice and salt are frequent causes of failure.

In addition, there are other behind-the-scenes costs to be aware of. Every time a tire is replaced, repaired, rotated or balanced, the tire technician has to deal with the TPMS system.

Your service center (Welch Automotive) must purchase equipment used to scan and reactivate the TPMS system after every tire service. Because older tire change equipment can damage TPMS sensors, your service center may need to buy expensive, new tire changers.

Since there is no uniformity among manufacturers, technicians need to be trained on several TPMS systems. These behind-the-scenes costs are very real to your service center.

That’s why they are anxious for you to understand the financial impact of TPMS systems. In the past, they’ve been able to quickly and cheaply provide tire services, and then pass the low cost on to you as an expression of their good will. But now even these simple jobs will take much longer.

Sensors will need to be removed and reinstalled. Even a tire rotation will require that the monitor be reprogrammed to the new location of each tire. When a car battery is disconnected, the TPMS system will need to be reprogrammed.

So when you start so see the cost of tire changes, flat repairs and rotations going up, please keep in mind that it’s because of this new safety equipment. Welch Automotive just wants to keep you safely on the road – and we’re committed to do so at a fair price.

It’s important to remember that the TPMS warning only comes on when a tire is severely under-inflated. You’ll still want to check your tire pressure on a regular basis. At every fill-up is best, but you should check pressure at least once a month. Here’s wishing you safe travels.

Contact Welch Automotive for more information about Tire Pressure Management Systems.

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